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Rates
Deposit Rates | Loan Rates (Home Equity, Auto, Personal)
Mortgage Rates
Deposit Rates - Effective: May 22, 2013
| Certificates of Deposit* |
| |
Interest Rate |
APY |
Minimum
Balance |
| 6 Month |
.35% |
.35% |
$1000 |
| 1 Year |
.55% |
.55% |
$1000 |
| 18 Month |
.70% |
.70% |
$1000 |
| 2 Year |
1.00% |
1.00% |
$1000 |
| 30 Month |
1.00% |
1.00% |
$1000 |
| 3 Year |
1.00% |
1.00% |
$1000 |
| 4 Year |
1.00% |
1.00% |
$1000 |
|
| Deposit Accounts* |
| Program |
Minimum Balance |
Interest Rate |
APY |
| Passbook or Statement Savings |
$10 |
0.15% |
0.15% |
| Premier Checking |
$25,000 |
0.15% |
0.15% |
| |
$10,000 |
0.15% |
0.15% |
| |
$1,500 |
0.15% |
0.15% |
| Christmas Club |
$10 |
0.15% |
0.15% |
|
| Money Markets* |
| Program |
Minimum Balance |
Interest Rate |
APY |
|
Money Market**
|
$10 |
0.10% |
0.10% |
|
| $2,500 |
0.20% |
0.20% |
|
| $25,000 |
0.30% |
0.30% |
|
| $50,000 |
0.40% |
0.40% |
|
| Advantage Money Market*** |
$50,000 |
.60% |
.60% |
|
| Business Money Market Accounts |
$2,500 |
0.40% |
0.40% |
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*The deposit account rates listed above, with the exception of Certificates of Deposit (CD's) are variable rate accounts. Variable rate means that at our discretion, we may change the interest rate and APY on the account at any time. CD accounts earn interest at a fixed rate. Fixed rate means that, after the CD is opened, you receive the applicable interest rate until the CD matures. Fees may reduce earnings. A penalty is imposed for early withdrawal from a CD, which may reduce earnings. APY= Annual Percentage Yield. The Minimum Balance is the Minimum Daily Balance required to earn the APY.
**Minimum balance to open and to avoid imposition of service fee is $2,500.00.
***New funds only. If balance falls below $50,000, rate converts to regular money market account based upon Minimum Daily Balance as of that day. |
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